Ales Bilgi Merkezi http://alesbilgimerkezi.org/ Fri, 23 Sep 2022 22:57:47 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://alesbilgimerkezi.org/wp-content/uploads/2021/06/icon-6.png Ales Bilgi Merkezi http://alesbilgimerkezi.org/ 32 32 Insider Selling: Director of Bankwell Financial Group, Inc. (NASDAQ:BWFG) sells 770 shares https://alesbilgimerkezi.org/insider-selling-director-of-bankwell-financial-group-inc-nasdaqbwfg-sells-770-shares/ Fri, 23 Sep 2022 21:54:43 +0000 https://alesbilgimerkezi.org/insider-selling-director-of-bankwell-financial-group-inc-nasdaqbwfg-sells-770-shares/

Todd Lampert, a director of Bankwell Financial Group, Inc. (NASDAQ:BWFG – Get Rating) sold 770 shares of Bankwell Financial Group in a transaction that took place on Friday, September 23. The stock sold at an average price of $29.51 for a total transaction of $22,722.70. Upon completion of the transaction, the Director now directly owns 9,530 shares of the Company, valued at approximately $281,230.30. The sale was disclosed in a legal filing with the SEC, which can be accessed at this hyperlink.

Todd Lampert also recently made the following trades:

  • On Wednesday, September 21, Todd Lampert sold 230 shares of Bankwell Financial Group. The stock sold at an average price of $31.25 for a total transaction of $7,187.50.

Bankwell Financial Group stock performance

BWFG shares fell $0.41 during Friday trading to hit $29.82. The company had a trading volume of 12,691 shares compared to its average volume of 33,175. The company has a 50-day simple moving average of $32.13 and a 200-day simple moving average of $33.02. The company has a market cap of $231.43 million, a price-to-earnings ratio of 6.70 and a beta of 0.74. The company has a gearing ratio of 0.62, a quick ratio of 1.07 and a current ratio of 1.07. Bankwell Financial Group, Inc. has a 12-month low of $28.80 and a 12-month high of $36.87.

Bankwell Financial Group (NASDAQ:BWFG – Get Rating) last released its earnings results on Wednesday, July 10th. The bank reported $1.15 per share for the quarter. The company had revenue of $24.98 million for the quarter. Bankwell Financial Group had a net margin of 36.53% and a return on equity of 15.28%.

Bankwell Financial Group dividend announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, August 25th. Investors of record were paid a dividend of $0.20 on Monday, August 15th. That equates to an annual dividend of $0.80 and a yield of 2.68%. The ex-dividend date was Friday 12th August. Bankwell Financial Group’s Dividend Payout Ratio (DPR) is currently 17.98%.

Institutional Trading by Bankwell Financial Group

A number of institutional investors have recently bought and sold shares in BWFG. State Street Corp increased its stake in Bankwell Financial Group by 185.2% in the second quarter. State Street Corp now owns 62,950 shares of the bank, valued at $1,955,000, after purchasing an additional 40,878 shares last quarter. Northern Trust Corp increased its stake in Bankwell Financial Group by 123.2% in the second quarter. Northern Trust Corp now owns 68,236 shares of the bank, valued at $2,119,000, having purchased an additional 37,663 shares during the period. Atria Wealth Solutions Inc. acquired a new interest in Bankwell Financial Group during the first quarter for approximately $1,031,000. LSV Asset Management increased its stake in Bankwell Financial Group by 143.7% in the first quarter. LSV Asset Management now owns 46,763 shares of the bank, valued at $1,582,000, having purchased an additional 27,576 shares during the period. Finally, Banc Funds Co. LLC increased its stake in Bankwell Financial Group by 7.7% during the first quarter. Banc Funds Co. LLC now owns 280,623 shares of the bank, valued at $9,493,000, having purchased an additional 20,000 shares during the period. 35.06% of the shares are currently owned by institutional investors and hedge funds.

About Bankwell Financial Group

(received rating)

Bankwell Financial Group, Inc acts as the bank holding company for Bankwell Bank, which provides a variety of banking services to both individual and commercial customers. It offers various traditional deposit products including checking, savings, money market and certificates of deposit. The Company also provides first mortgage loans secured by one to four family owners of personal use secured residential properties; home equity loans and home equity lines of credit secured by owner-occupied residential properties for one to four families; Loans secured by commercial real estate, multi-family and single- to four-family houses owned by investors; commercial construction loans for commercial development projects, including multifamily and condominium buildings, as well as office, retail and other income generating properties; land loan; commercial business loans secured by assignments of company assets and personal guarantees by business owners; loans secured by savings or certificate accounts and automobiles; and unsecured personal loans and overdraft lines.

Selected Stories

Insider Buying and Selling by Quarter for Bankwell Financial Group (NASDAQ:BWFG)

This instant news alert was generated by MarketBeat’s narrative science technology and financial data to provide readers with the fastest, most accurate reporting. This story was reviewed by the MarketBeat editorial team before publication. Please send questions or comments about this story to contact@marketbeat.com.

Hear this before you consider Bankwell Financial Group.

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While Bankwell Financial Group currently has a “N/A” rating among analysts, top analysts believe these five stocks are better buys.

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Short Interest Sector Focus: Financial Services Sector – Marathon Digital Holdings (NASDAQ:MARA) https://alesbilgimerkezi.org/short-interest-sector-focus-financial-services-sector-marathon-digital-holdings-nasdaqmara/ Fri, 23 Sep 2022 14:40:21 +0000 https://alesbilgimerkezi.org/short-interest-sector-focus-financial-services-sector-marathon-digital-holdings-nasdaqmara/

As of the close of business on Thursday, September 22nd, we have compiled the top 10 stocks with the highest short interest % in the financial services sector.

The average short interest rate for stocks in the financial services sector is 1.55%. Therefore, the following stocks show a more pessimistic outlook than their peers within each sector.

  • MARATHON DIGITAL H MARA 44.21%
  • USTART HLDGS INC UPST 41.51%
  • ADDITIONAL CAPITAL GP ECPG 24.15%
  • TRUPANION INC TRUP 19.22%
  • LEMONADE INC LMND 18.51%
  • SOFI TECHNOLOGIES SOFI 18.49%
  • NEW YORK COMMTY new York 13.01%
  • VISA INC v 12.37%
  • REPUBLIC 1. BNCRP FRBK 12.00%
  • HCI GROUP INC HCl 11.79%

Short interest is the percentage of a stock’s outstanding shares that are sold short, which is used as a measure of stock price sentiment. When short interest rates go up, it is generally viewed as a negative “bear market” indicator, while when short interest rates go down, it is generally viewed as a positive “bull” market indicator.

Disclaimer: The Short Interest Indicator is produced by Tidal Markets in partnership with Benzinga Insights. The data presented relates solely to short interest data, which is aggregated daily from Tidal Markets LLC and the underlying proprietary sources. The information contained herein should not be compared, contrasted or ranked against any other short interest data provider. ANY INFORMATION CONTAINED HEREIN DOES NOT CONSTITUTE INVESTMENT ADVICE

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A Look At Realty Income’s Highly Volatile Price Action – Realty Income (NYSE:O) https://alesbilgimerkezi.org/a-look-at-realty-incomes-highly-volatile-price-action-realty-income-nyseo/ Thu, 22 Sep 2022 13:20:09 +0000 https://alesbilgimerkezi.org/a-look-at-realty-incomes-highly-volatile-price-action-realty-income-nyseo/

It goes up, down, up and down again Realty Income Corp. O this year, as you can see on the Real Estate Investment Trust (REIT) daily chart:

Other REITs’ price charts show some volatility, but most don’t move with that kind of ferocity. That’s nearly a 12-point move from the late February low of $62.50 to the April high of $74, a 15.5% gain in about two months.

Then, from that April high of $74, the price of Realty Income sold off below the February level. Mid-May low is just below $62 on an intraday basis. That’s down 16.2% before buyers reappeared. The late-May peak of $68.50 took the REIT to a fresh 2022 low of $61.55 by mid-June.

What happened next? Another big rally. This time the price surged to a new 2022 high of $75.55 (intraday). This was not the case as selling returned and the REIT steadily declined through mid-September, falling back to the $63 level.

One of the reasons for the ups and downs could be that investors are constantly pondering how badly REITs like Realty Income could be affected by the Fed’s likely rate hike. The company pays a sizable dividend — 4.63%, which makes it vulnerable to interest rate resets. Price changes may affect the values ​​of the underlying properties.

Also see: This little-known REIT has posted double-digit annual returns over the past five years

Here’s Realty Income’s weekly price chart for a slightly longer-term perspective.

This is an exceptional rally from the March 2020 pandemic low to the recent high above $75. It wouldn’t be unusual for a REIT to catch its breath after such a strong bullish market move. This late September 2021 low near $60 appears to be a significant support level. A close below would be worrying from a price chart analysis perspective.

Latest Real Estate Investing Insights:

No investment advice. For educational purposes only.

Charts: Courtesy of StockCharts

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Powell warns of a correction in the once red-hot housing market https://alesbilgimerkezi.org/powell-warns-of-a-correction-in-the-once-red-hot-housing-market/ Wed, 21 Sep 2022 21:33:00 +0000 https://alesbilgimerkezi.org/powell-warns-of-a-correction-in-the-once-red-hot-housing-market/

real estate news

“Hope for the best, plan for the worst.”

Home sales have declined as high borrowing costs and elevated prices exacerbate affordability issues and weigh on demand. The Associated Press

(Bloomberg) – Federal Reserve Chair Jerome Powell warned that the US housing market is likely to experience a turnaround as policymakers hike rates.

“We’ve had a period of red-hot housing markets across the country,” Powell said in a news conference following Wednesday’s Fed policy decision, in which the central bank hiked interest rates another 75 basis points.

“The slowdown in home prices we are seeing should help prices align better with rents and other housing market fundamentals. And that’s a good thing,” Powell said.

  • 21-Father Francis Gilday Unit-307

    12 must-see open houses are happening this weekend (September 24-25)

  • Recent Home Sales in Greater Boston (September 21)

US mortgage rates have climbed to their highest levels since 2008 in response to the Fed’s monetary tightening, with the average 30-year fixed-rate home loan hitting 6.25% last week. While year-over-year house price gains remain strong, they have slowed.

Home sales have declined as high borrowing costs and elevated prices exacerbate affordability issues and weigh on demand. A report earlier Wednesday showed that US home sales fell for the seventh straight month in August, the longest streak since 2007, and homebuilder sentiment has fallen in a record slide every month this year.

A report on Tuesday showed that home construction rose unexpectedly in August. However, a drop in building permits underscored how housing construction is coming under pressure.

“We probably need to go through a correction in the housing market to get back to a place where supply and demand are better matched, price gains are ‘reasonable’ and people can afford housing,” Powell said. Home prices “rose to an unsustainably rapid level.”

However, it will be a while before house prices and rents cool down more significantly, Powell said.

“Shelter inflation will remain high for some time,” Powell said. “Hope for the best, plan for the worst.”

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Predatory payday loan companies and fraudsters thrive amid unequal laws and stolen data https://alesbilgimerkezi.org/predatory-payday-loan-companies-and-fraudsters-thrive-amid-unequal-laws-and-stolen-data/ Wed, 21 Sep 2022 18:16:00 +0000 https://alesbilgimerkezi.org/predatory-payday-loan-companies-and-fraudsters-thrive-amid-unequal-laws-and-stolen-data/

As consumers lost their jobs and struggled to make ends meet during the COVID-19 pandemic, many have turned to payday loans and other short-term solutions, with an increase in solutions in line. This has not only allowed predatory lenders to thrive – many borrowers still face exorbitant interest rates and opaque fees – but has also created a fertile environment for scam artists, according to a new in-depth study from the Better Business Bureau. .

From 2019 to July 2022, BBB received nearly 3,000 customer complaints about payday loan companies, with a disputed dollar amount of nearly $3 million. In addition, over 117,000 complaints have been filed against debt collection companies at BBB.

Complainants often said they felt ill-informed about the terms of their loans. Many fall into what consumer advocates call a “debt trap” of racking up interest and fees that can force customers to pay double the amount originally borrowed. A St. Louis, Missouri woman recently told BBB that over the course of her $300 loan, she paid over $1,200 and still owed an additional $1,500.

The scammers haven’t missed an opportunity to take advantage of consumers either. Posing as payday loan companies and debt collectors, scammers use stolen information to trick consumers into handing over banking information and cash. In one case, BBB discovered that hackers had stolen and released detailed personal and financial data for more than 200,000 consumers.

The BBB study advises consumers to thoroughly research all of their borrowing options — as well as the terms of a payday loan — before signing anything for a short-term loan.

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FPIs take aim at financial services stocks in September, data shows https://alesbilgimerkezi.org/fpis-take-aim-at-financial-services-stocks-in-september-data-shows/ Wed, 21 Sep 2022 13:52:00 +0000 https://alesbilgimerkezi.org/fpis-take-aim-at-financial-services-stocks-in-september-data-shows/

More than a third of foreign portfolio investor (FPI) inflows into equity markets in the first two weeks of September went into financial services stocks. They attracted flows worth Rs 5,335 crore, while consumer fast-moving goods (FMCG) stocks gained Rs 1,997 crore, data compiled by primeinfobase.com showed.

In the first half of the current month, FPIs bought shares worth Rs 12,763 crore. As of September 15, 2022, the FPI allocation to the financial services sector increased to 31.94 percent from 31.69 percent at the end of August 2022.

In August FPIs had invested Rs 12,799 crore in financial stocks while in July they bought shares worth Rs 1,014 crore. However, the inflows came after large outflows worth Rs 85,43,300 in the first six months of 2022.

Analysts believe improving bank lending growth and a peak in the bad debt cycle are the reasons behind FPI’s interest in financial stocks. They also said FMCG stocks are considered the most defensive bets when global financial turmoil hits. Even during the Lehman crisis, the decline in FMCG stocks was minimal relative to others.

On the other hand, IT stocks have seen maximum selling by FPIs at around Rs 3,998 crore over the past two weeks, which weighed on their performance. Several brokerage houses have downgraded IT stocks amid global uncertainty and pressure on margins. After IT, real estate stocks saw maximum outflow but the sales volume was relatively smaller at Rs 5.74 crore.

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European companies are being forced to “reduce, localize and isolate” in China. https://alesbilgimerkezi.org/european-companies-are-being-forced-to-reduce-localize-and-isolate-in-china/ Wed, 21 Sep 2022 04:52:33 +0000 https://alesbilgimerkezi.org/european-companies-are-being-forced-to-reduce-localize-and-isolate-in-china/

European companies are being forced to “reduce, localize and isolate” their operations in China as the country loses its appeal as an investment destination, executives said in a somber report on operating conditions in the world’s second-biggest economy.

The assessment of the European Union Chamber of Commerce in China is by far its most pessimistic since its inception in 2000, executives said, citing President Xi Jinping’s official measures against previously booming industries and his government’s enforcement of draconian lockdowns and travel restrictions to contain Covid -19 to destroy. 19 outbreaks.

“Ideology beats economy,” said Chamber President Jörg Wuttke. “Predictability has been challenged by frequent and unpredictable policy changes, particularly in relation to Covid. [Zero-Covid] is a real drag on the economy.”

In what Wuttke called the “darkest” of the chamber [position] paper of all time,” the organization warned that “the commitment of European companies [in China] is no longer a matter of course”. It added that China is rapidly “losing its appeal as an investment destination” and that China and the EU are “growing apart”.

The warning was issued as the EU reassessed its economic and political ties with China. Brussels and Beijing have reached an impasse on a proposed trade deal after exchanging sanctions over China’s mass incarceration of Uyghur Muslims in Xinjiang. EU representative Josep Borrell described the sides’ annual summit in April as a “dialogue of the deaf”.

Brussels is preparing to introduce a range of tools to retaliate against trading partners who block European companies from entering the market. These measures are expected to be applied to China.

“Discussions used to revolve mainly around investment opportunities. . . are now focused on building supply chain resilience, the challenges of doing business, managing the risk of reputational damage and the importance of global compliance,” said the European Chamber.

Xi’s zero-Covid policy has made it near impossible to visit the country, halted travel by headquarters executives and prompted an exodus of foreign employees frustrated by conditions in China. According to the Chamber, no new EU companies have entered the Chinese market since the start of the coronavirus pandemic.

Wuttke noted his last trip from China was in February 2020 but said he hopes to visit his native Germany by the end of the year. “It’s high time,” he said. “I haven’t seen mine [older] children in Germany in two and a half years.”

Rapidly changing protocols for importing goods — including disinfecting and sometimes confiscating packages — have also disrupted business supply chains, while strict lockdowns imposed across the country have sapped consumer demand.

“China is no longer the stable sourcing destination it used to be,” said Wuttke. “It was a stone [but] the Shanghai lockdown [in April and May] was a shock to our companies and the global economy.”

Beyond the challenges posed by the pandemic, the chamber described a growing political divide as companies come under “increasing domestic scrutiny” for their practices in China.

The Uyghur Forced Labor Prevention Law passed in the US this year, as well as two forthcoming EU regulations on forced labor and corporate due diligence, “pose a compliance challenge for European companies operating in China. . . due to the inability to conduct independent third-party audits of supply chains in Xinjiang,” the chamber said.

Fears of further Covid supply chain disruptions and, to a lesser extent, the prospect of a Chinese invasion of Taiwan have prompted companies to diversify their suppliers and redirect investment.

Companies evaluate “reshoring, nearshoring or ‘friendshoring,'” the chamber said, referring to practices that move production home, closer to consumers or to allied countries.

The Russian invasion of Ukraine and subsequent sanctions have also caused EU companies in China to worry about their investments in the event of a Chinese invasion of Taiwan. In a European Chamber poll in April, a third of respondents said the war in Ukraine had made China a less attractive investment target.

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Get bad credit payday loans without a credit check https://alesbilgimerkezi.org/get-bad-credit-payday-loans-without-a-credit-check/ Tue, 20 Sep 2022 16:19:00 +0000 https://alesbilgimerkezi.org/get-bad-credit-payday-loans-without-a-credit-check/

Who do you go to for emergency financial assistance? Banks, credit unions, and microfinance institutions are some of the places to get loans. These conventional lenders have strict loan terms, which mostly exclude applicants with poor credit scores.

However, you can still avail loans for bad credit from various lending companies available in the United States of America. This article highlights some of the best bad credit loan companies that are committed to helping you get fairly priced bad credit loans;

Bad Credit Loans USA – Best Bad Credit Loans with Friendly Loan Terms

If you need urgent financial assistance and your credit ratings do not allow you to obtain loans from traditional lending platforms, Problematic loans in the United States would be a good option to consider.

This company has an excellent reputation for helping bad credit applicants get loan approvals and receive the funds within the same day. Begin the bad credit loan application process by filling out the form on the Bad Credit Loans USA website and expect potential lenders to contact you with loan offers within minutes.

Comparing interest rates, loan amount, APR, fees, and repayment term will help you find a bad credit loan with the most favorable terms.

Advantages:

  • Lenders approve loans within minutes of reviewing your profile.
  • Applicants can get loan offers from multiple lenders, which helps you get better credit deals.
  • Lending platform accessible on all internet-connected devices.
  • Loans for bad credit have easy to meet requirements.

The inconvenients:

  • US Bad Credit Loans does not have an on-call customer support service.

Get Bad Credit Loans at Reasonable Rates through Bad Credit Loans USA Now!

CocoLoan – Best Bad Credit Loans for Swift Approvals

With a network of credible direct lenders, you can quickly get bad credit loans with reasonable terms on CocoLoan. This lending company has a user-friendly lending platform where you can apply for bad credit loans remotely.

Once you complete the loan application form, the automated CocoLoan system will instantly share your details with potential lenders. The company uses next-generation cybersecurity technology to ensure that your personal and financial information is 100% secure and confidential.

Lenders on CocoLoan report monthly loan payments to the three major state offices; Experian, TransUnion and Equifax which improve your credit scores if you repay your loan on time. In addition, loan applications are processed quickly and without delay, and the funds are deposited in your bank account possibly the next business day.

Advantages:

  • It takes several minutes to complete the online loan application form.
  • You can get financing within a day.
  • Lenders do not charge origination fees.
  • Bad credit loans are offered at competitive rates, so you can get a good credit deal.

The inconvenients:

  • Some lenders can charge exorbitant interest rates on bad loans.

Secure bad credit loans with instant approvals today with CocoLoan!

WeLoans – Ideal for connecting applicants to trusted direct lenders

WeLoans is another lending platform to consider when looking for bad credit loans. All applicants are considered for loans regardless of their credit scores. This lending company does not charge any service, loan processing or origination fees. However, always check the terms of the lenders for more details on the fees charged by each lender.

WeLoans has an extensive network of reputable US-based lenders. These lenders will verify your financial and personal information and set the loan amount you are eligible to borrow, interest rates, repayment terms and fees, if any. Additionally, comparing loan terms from multiple lenders can help you find the most appropriate credit offers.

Advantages:

  • Convenient lending platform available 24/7.
  • Loan applications are approved within hours.
  • Competitive interest rates on loans for bad credit.
  • All applicants are considered for loans.

The inconvenients:

  • WeLoans services are not available in certain regions and states of the United States.

Apply for bad credit loans with same day financing through WeLoans today!

FAQs

How Much Can I Get With Bad Credit Loans?

The type of bad credit loan you apply for and your creditworthiness will play a major role in determining how much you can borrow. The lender you choose to do business with can also decide how much you can get.

How to calculate interest rates on bad loans?

Many factors are taken into account when calculating interest rates, such as credit scores, loan amount, credit history, choice of lender, repayment terms, and financial information. However, you can increase your credit scores to take advantage of better interest rates on bad loans in the future.

What are other ways to borrow money?

If you are not comfortable with get bad credit loans onlineyou can also consider other financing options;

  • Apply for secured loans: You can opt for secured loans like car title loans and get funds to deal with your financial emergencies.
  • Think about the credit card: The credit card is a viable solution when you need money quickly.
  • Family Friends: You can also ask for financial assistance from your immediate family, relatives, friends and colleagues.

Conclusion

No matter how much you earn per month, certain situations can put you in a difficult situation. Luckily, you can apply for a bad credit loan and get funds to meet your urgent financial needs. However, your credit options may be limited if you have poor credit.

Fortunately, lending platforms such as WeLoans, CocoLoan, US Bad Credit Loans, and other lending companies reviewed above can connect you to several lenders who offer loans to applicants with bad credit. Moreover, these lenders process loans within hours and you can get funds as fast as one business day.

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My top real estate stock to buy in September https://alesbilgimerkezi.org/my-top-real-estate-stock-to-buy-in-september/ Tue, 20 Sep 2022 14:23:00 +0000 https://alesbilgimerkezi.org/my-top-real-estate-stock-to-buy-in-september/

Office space is a sector of the commercial real estate industry that has been particularly hard hit by the pandemic. How much space office businesses will need in the coming years is a pressing question, but not all markets are the same.

The Sun Belt, for example, is still attracting population and investment growth in many of its major markets, and a real estate investment trust (REIT) with that focus is my pick for a top real estate stock to buy in September.

That would Highwoods Properties (NYSE:HIW)a Raleigh, North Carolina based company that only buys, owns and operates in what it calls “best business districts” or BBDs in its hometown as well as in Tampa, Richmond, Nashville, Charlotte, Atlanta and most recently Dallas.

Focus on business-friendly, affordable markets

In fact, the company is divesting its last non-Sun Belt holdings, two prime office properties in Pittsburgh, to fund its Dallas purchase and focus the portfolio solely on cities that the REIT says are business-friendly, affordable, and creating jobs for the population faster than the national average.

In these cities, the focus is on quality office space that people want to work in, and employers generally offer hybrid return-to-work options while the REIT properties remain near full occupancy and rent not only comes in, but does as well growing The company is conducting an aggressive development pipeline.

“The success of these projects illustrates our workplace design strategy that the most talent-enhancing workplace options in energized and monetized BBDs continue to be highly sought after by clients and their employees,” said the REIT’s President and CEO, Ted Klinck, in its Q2 2022 earnings call.

Past success lays the foundation for further growth

So far, so good. Publicly traded since 1994, the company has built a fortress-like balance sheet with a net debt to EBITDA ratio of less than six, giving Highwoods the ability to continue its current expansion plans without issuing new equity. Additionally, funds from operations (FFO) are up 8% year over year, and the company just raised its 2022 guidance for this key metric by more than 3%.

Highwoods Properties shares currently trade at about $29 per share, down about 30% year-to-date, but the company has increased its dividend five straight years and has a yield of 6.83 as of this writing % achieved. That dividend yield has remained steady between around 3% and current levels since the recovery from the Great Recession began in 2009, as shown in the chart below.

YCharts HIW Dividend Yield data.

The company also has a payout ratio based on cash flow of a tiny (by REIT standards) 38%, paving the way for continued dividend growth. Meanwhile, analysts give this REIT a moderate buy rating with a target price of $38.57 (that’s a promising upside of about 31% from the current share price).

Highwood’s price-to-FFO ratio of 5.7 also indicates its current relative cheapness. That equates to about 6.9 for cousins ​​propertiesanother office REIT focused on Sun Belt markets, and well below the 17.2 for Alexandria Real Estate Stocksan office REIT focused on the much trendier area of ​​life sciences.

Traditional office REITs are generally out of favor these days — and for good reason — but there are gems to be found in this niche, and Highwoods Properties could be a particularly good way to diversify the real estate portion of your portfolio.

I plan to buy a few stocks soon and just hang in there. Coupled with the stock’s potential appreciation in value over time, this REIT’s dividend production will fit well into my retirement strategy, both for reinvesting now and for income later when I need it.

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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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VA Loan Approval Requirements: A Guide https://alesbilgimerkezi.org/va-loan-approval-requirements-a-guide/ Tue, 20 Sep 2022 05:58:15 +0000 https://alesbilgimerkezi.org/va-loan-approval-requirements-a-guide/

Should You Get a VA Loan Inspection?

Since a home inspection may not be required on a VA loan, some borrowers may choose not to have one as they will have to pay for it. Although it may cost you money up front, a home inspection will provide detailed information on whether the seller needs to fix anything before completing it.

If the inspection process uncovers something problematic, the necessary repair can cost thousands of dollars, but hopefully the seller is willing to pay for it. If the borrower waives the inspection, he will have to deal with problems when moving in or later.

Benefits of a VA home loan inspection

Knowing you’re buying a home in good condition isn’t the only reason to purchase a home inspection with a VA loan.

An inspection also allows you to include an emergency home inspection clause in your real estate contract. This clause can give the seller some time to fix any problems that the inspection might uncover. If the seller refuses to fix the problem, the buyer can leave without losing any money.

A home inspection also gives the buyer some bargaining power that they would not otherwise have. If you find a problem with the home, you can ask the seller to lower the selling price if they don’t pay to fix the problem.

However, arguably the main benefit of a VA loan inspection or home inspection is that you discover the ins and outs of what your new home could be. You will learn everything you need to know about the property, its systems and everything you should be aware of.

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